Home & Investment Property Loans Made Simple.
Whether you’re buying a new home, refinancing an existing mortgage, or growing your investment portfolio, Sutton Equity Lending helps you compare options and secure a loan that fits your goals and timeline.
Loan Options for Homeowners & Investors
We work with a range of lenders and programs so you don’t have to shop 20 different websites.
Primary & Second Home Mortgages
Fixed and adjustable-rate mortgages for buyers who want clear terms, competitive pricing, and a smooth closing process.
- First-time and repeat buyers
- Primary residences & second homes
- Low documentation help where possible
Rate, Term & Cash-Out Refinancing
Lower your payment, shorten your term, or tap equity for renovations, debt consolidation, or new investments.
- Rate & term refinances
- Cash-out refinance options
- Scenarios modeled before you decide
Investment Property & Rental Loans
Investor-focused loans for 1–4 unit rentals and small multifamily properties, with a focus on cash flow and debt-service coverage.
- Purchase or refinance rental properties
- Cash-out for new acquisitions
- Investor-friendly underwriting
How the Loan Process Works
We keep the process simple and transparent from the first conversation to the closing table.
Share Your Goal
Tell us whether you’re buying, refinancing, or investing, plus a few details about the property, income, and timeline.
Review Your Options
We outline loan scenarios, estimated monthly payments, and closing costs so you can see the trade-offs clearly before choosing.
Close With Confidence
Once you decide, we help you navigate documentation, underwriting, and closing, keeping you updated at every step.
Frequently Asked Questions
Yes. We’ll compare your current payment and remaining term to several refinance options (including closing costs) so you can see whether a refinance actually saves money over time or frees up cash for other goals.
We work with both homeowners and real estate investors. If you own or are buying rental property, we’ll focus on loans that make sense for cash flow, debt-service coverage, and your long-term strategy.
Basic details about the property (address, type, estimated value), your income, current debts, and your goal (purchase, refinance, cash-out, etc.). From there, we’ll tell you exactly what documents are needed for your specific loan type.
Timelines vary by scenario, but most loans close in a few weeks once documentation is in place. We’ll give you a realistic estimate upfront and update you as your file moves through underwriting and closing.
Start Your Loan Request
Tell us a bit about your situation and we’ll follow up with next steps and loan options.
Prefer email? Reach us at jsutton@suttoneg.com.
